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IRCTC HDFC Bank Credit Card

The HDFC IRCTC Credit Card offers 5 Reward Points per ₹100 on IRCTC bookings, 1 point on other purchases, 5% cashback on train tickets via SmartBuy, and 8 complimentary IRCTC Executive Lounge accesses annually. Includes transaction charge waivers.

Joining Fee: ₹500.00 Annual Fee: ₹500.00 Apply Now

Benefits

Lounge Access 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter) Quantity : 8
Rewards 5 Reward Points per INR 100 spent on IRCTC ticketing website, Rail Connect App
Rewards 1 Reward Point per INR 100 spent on all other spends
Other 1% Transaction charges waiver on IRCTC ticketing website and Rail Connect App (Max INR 1,000 per statement cycle)
Other Interest Free Credit Period up to 50 days
Other Revolving Credit at nominal interest rate

Eligiblity Criteria

    • Employment Status: Salaried
    • Minimum Income: ₹250000
    • Employment Status: Self Employed
    • Minimum Income: ₹500000
  • Age: 21-60 years

Required Documents

  • Pan Card
  • Driving License
  • Valid Passport
  • Voter ID
  • Mapin card
  • Address Proof (Electricity Bill, Phone Bill, etc.)
  • Bank Statement
  • Rent Agreement

Rewards & Cashbacks

    • 5% cashback
    • Available at: train ticket bookings via HDFC Bank SmartBuy
Apply IRCTC HDFC Bank Credit Card Credit card online