Altura+

The AU Altura+ Credit Card offers 1.5% cashback on POS retail spends (max INR 100 per cycle), plus reward points on online transactions and utilities. Earn 1 Reward Point per INR 100 spent, with 2X points on online transactions. Includes railway lounge access, fuel surcharge waiver, and fraud protection. Points redeemable for e-vouchers, merchandise, and travel bookings.

Joining Fee: ₹499.00 Annual Fee: ₹499.00 Apply Now

Benefits

Lounge Access 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations Quantity : 2
Rewards 2X Reward Points
Rewards 1 Reward Point
Rewards 500 Bonus Reward Points
Fuel 1% Fuel Surcharge Waiver for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum INR 150 per statement cycle)
Rewards Redeem Reward Points for e-vouchers, merchandise, mobile/DTH recharges, flight/hotel bookings, etc.
Liability Zero liability on fraudulent transactions after reporting card loss, protection against card counterfeit/skimming and online frauds
Emi Make quick, secure & easy payments by tapping the card for amounts up to INR 5000
Emi Convert transactions worth INR 2,000 or more into easy EMI options on select tenure

Eligiblity Criteria

    • Employment Status: Salaried
    • Minimum Income: ₹250000
    • Employment Status: Self Employed
    • Minimum Income: ₹250000
  • Age: 21-60 years
  • Minimum Credit Score: 700
  • Existing Credit Card holder of any bank; No delay payments in past 12 months

Required Documents

  • No physical documents required
  • Aadhaar and PAN card for VKYC
  • Salary Slip and Bank Statement

Rewards & Cashbacks

    • 1.5% Cashback
    • Available at: All POS retail spends done at merchant outlets
Apply Altura+ Credit card online